Products and Services

Simple, attractive and reasonable funds.


Top Premium Finance provides agent/brokers with a simple, attractive and reasonable means for their clients to fund commercial and personal property & casualty insurance products.

Commercial Premium Finance

  • 3 - 10 Payment Plans
  • Flexible 0-4% Producer Fee
  • 5% Reduction on Down Payment on Renewals (with valid proof of coverage)
  • Special Rate Consideration (Premiums over $50K)

Personal Premium Finance

  • Web-based Personal Lines
  • 10% Down, 11 Payments
  • 8% Down on EFT Billing Plan
  • 2% Producer Fee with minimum of $40.00
  • Online Endorsements


The Top Premium Finance service model is customized at the broker/agent level, recognizing that you conduct your business in a manner that is unique to you.

General Services Available

  • Finance Broker Fees
  • Online Endorsements
  • 24/7 Access to Online Quoting
  • Common Sense Underwriting

Top Premium Finance’s state-of-the-art technology allows:

  • Online Submission
  • Web-based Personal Lines
  • Real-time Inquiries
  • Multiple Reporting Capabilities
  • Electronic Signature Capability
  • Electronic Client Notices

Pending Cancellation Notification Options

  • Top Premium Finance contacts the insured
  • Top Premium Finance contacts the broker only
  • Top Premium Finance contacts broker and insured
  • Contact via telephone
  • Contact via email
  • Contact via fax

Billing Methods

  • Online
  • Prescheduled Automatic Payments
  • Payment Coupon
  • Phone - (800) 458-2228
We would love the opportunity to discuss our products and services with you.
Contact Us